Techkritya - Bank Loan

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Rs. 3,000.00
Ex Tax: Rs. 3,000.00
  • Price in reward points: 8
  • Brand: Orion iTech Solutions
    Product Code: SB01/CS120
    Main objective of this project is to provide good interaction& communication facilities between customers & Administrator. Loan management system has been designed to online the back office activities of bank and finance company which offers mainly three types of loan like personal loan, education loan , mortgage loan.
    From an end-user perspective, the Loan Management System Project consists of two functional elements: Security Module, Customer and Loan transaction Module and a Query Module
    Object of the project :
    Customer can easily check out how & what type of loan bank will provide to him.
    Customerapply for loan from home.
    Customer can easily check emi on loan which he wanted
    Admin has no paper work for loan purpose he can maintain time limit. This product is brand of techkritya.

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    Q.1 what is the objective of Bank’s Education Loan schemes?

    A. the Education Loan Scheme aims at providing financial support to meritorious students for pursuing higher education in India and abroad.

    Q.2 what are the eligibility criteria for Education Loan?

    A. The student should haves obtained admission in an eligible course through merit-based selection process. Where the admission is purely based on marks scored in qualifying examinations, cut off percentage of marks is fixed:

    (i) 50% for SC/ST, and;

    (ii) 60% for General category.

    The loan also available to students getting admission under Management Quota to the meritorious student who has qualified for a seat under merit quota and chooses to pursue a course under Management Quota.

    Q.3 Can I get a personal loan for business purpose?

    A. Yes, we offer Personal Loan for business purpose, to self-employed individuals as well.

    Q.4how can I prepay my personal loan as I am unable to visit the branch?

    A. In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment. The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below. Main applicant Identification proof

    Q.5What is the minimum and maximum amount of personal loan that I can get?

    A. At the bank, you can get a personal loan from rs 1 lakh to Rs. 15 lakhs. Some of the factors we consider when deciding a loan amount are:

    ·         Your requirement and eligibility

    ·         Your income

    ·         Your repayment capacity.